If you are a tobacco user you can now save on your term life insurance rates! If you use tobacco in any form, certain companies will not make a distinction as to the form and frequency of your tobacco use. A person who smokes an occasional cigar is treated the same as a person who smokes 3 packs of cigarettes a day. But, there are some companies that do make the distinction. These select companies individualize their rates based upon type of usage and frequency. They make a clear distinction between the use of cigarettes, cigars, chewing tobacco, pipes, smokeless tobacco, nicotine gum or a patch to quit. The key is to find a company that offers the lowest premium for your tobacco use. Our free tobacco user life insurance quote engine is the key that will provide you with the lowest quotes from top rated life insurance carriers. Our tobacco user life insurance quote engine will instantly analyze the most respected life insurance carriers in order to insure you the most competitive rates. Take a few seconds and fill out the instant quote form on the right and you will discover how much you can save on your life insurance premiums. Start saving money right now! If you are a non-tobacco user and wandered onto this page accidentally, please go to our companion page Quotenavigator.com. Other Insurance Products Long Term Care Insurance Health Insurance Health Insurance for Students Auto Insurance Dental Insurance

Birth Date: MM 01 02 03 04 05 06 07 08 09 10 11 12 DD123456789101112131415 16171819202122232425262728293031 191419151916191719181919 1920192119221923192419251926192719281929 1930193119321933193419351936193719381939 1940194119421943194419451946194719481949 YYYY1950195119521953195419551956195719581959 1960196119621963196419651966196719681969 1970197119721973197419751976197719781979 198019811982198319841985 1986198719881989 Your State: Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico NY Personal NY Business North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington Wisconsin Wyoming Gender: Male Female Term Length: Select Years 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years Coverage: $25,000$30,000$35,000$40,000$45,000$50,000$60,000 $70,000$75,000$80,000$90,000$100,000$125,000$150,000$175,000 $200,000$225,000$250,000$275,000$300,000 $325,000$350,000$375,000$400,000$425,000$450,000$475,000 Select Amount$500,000$600,000$650,000$700,000$750,000$800,000 $850,000$900,000$950,000$1,000,000$1,100,000 $1,200,000$1,250,000$1,300,000$1,400,000 $1,500,000 $1,750,000$2,000,000$2,500,000$3,000,000$4,000,000$5,000,000 $6,000,000$7,000,000$8,000,000$9,000,000$10,000,000 Cigarettes:     Occasional (social) use only     Less than 1 pack per day     More than 1 pack per day     None Cigars:     Occasional (social) use only     Two or less a Month     More than two a Month     None Pipes:     Occasional (social) use only     Frequent (regular) use     None Smokeless Tobacco:     Occasional (social) use only     Frequent (regular) use     None Nicotine Patches/Gum:     Occasional use only     Frequent (regular) use     None

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